Retirement Planning Checklist

  • Have you performed a comprehensive retirement needs calculation?
  • Is your asset allocation aligned with your retirement goal, risk tolerance, and time horizon?
  • Do you review your retirement portfolio each year and rebalance your asset allocation if necessary?
  • Contact Delta Financial for your Retirment Planning Consultation
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Latest Articles
  • Tax Deal: what's in it for by Mary Beth Franklin Published on Fri, 12/17/10

    American taxpayers can breathe a sigh of relief -- for now. After months of uncertainty, it’s now guaranteed that federal income-tax rates will remain at the same level for two more years. Most working Americans will see their paychecks increase in January thanks to a temporary reduction in payroll taxes, and the long-term unemployed can count on continued jobless benefits through 2011.

    After a failed attempt to reshape the federal estate-tax provision that the Democratic leadership considered a giveaway to the wealthy, the House approved a massive tax package 277 to 148. The Senate approved an identical measure on Wednesday by an 81 to 19 margin. President Barack Obama signed the bill into law on Friday.

  • How the new wealth tax will hit youWall Street Journal by Laura Sanders Published on Mon, 6/14/10

    The health-care bill that Congress passed in March contained two surprising new taxes to help pay for the changes: an extra 0.9% levy on wages for couples earning more than $250,000 ($200,000 for singles) and a new 3.8% tax on investment income on those same people (technically, people with "adjusted gross incomes" above those amounts).

  • Each tax signals a radical change in policy. For workers, the extra 0.9% levy puts a progressive element in what used to be a totally flat tax. The 3.8% tax on investment income also knocks down a longstanding wall by applying a "payroll" tax to unearned income. Until now, FICA taxes for Social Security and Medicare have applied only to wages, not investment income.

This will be the third year I have gotten my taxes done by John and I cannot recommend his services enough. He is so nice, understanding, listens to you explain things and even has a great knowledge of tax law way beyond anyone else I have ever gone to. It is worth it to spend the money (only a little more than other commercial tax places) to get this first class service.

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